Tired of Constantly Stressing and feeling like you have no control over your money?
ready to achieve financial peace and finally enjoy the things that matter most in life?
Welcome to Zen Money Coaching—your path to calm, confident control over your finances.
What is Zen Money Coaching?
Do your finances have you feeling anxious, worried or just generally uncertain with how to best use your money to build a brighter future?
It's time to take back control and start on a better path.
It's often said that money can't buy happiness, but the reality is that poor personal finance habits make your life significantly more stressful and difficult than it has to be.
Financial instability can lead to constant worry about bills, debt, and unexpected expenses, which can overshadow the joy in everyday moments and strain your relationships.
The harsh reality is that you're not going to live a fulfilling and enjoyable life of abundance if you;
  • Live paycheck to paycheck / are trapped in a cycle of debt with no road-map to escape
  • Struggle to save and invest to start building future wealth
  • Make poorly thought out financial decisions that set your progress back years and cost tens of thousands of pounds over the course of your lifetime
  • Constantly feel anxious and stuck about where you are in life
  • Don't have a plan for how to intentionally use your money to work towards financial freedom, whatever that looks like for you.
The good news is, it doesn't have to be this way!
With Zen Money Coaching, my goal is to provide you the tools and guidance you need to feel confident in your financial literacy, break free from your financial burdens and live a life of abundance.
By taking control, progressing along the path financial stability and building wealth, you'll be able to remove unnecessary worry and noise from your life and focus your valuable time and energy on the things that matter most to you.
Imagine waking up each day with confidence in your financial future, knowing you're doing exactly what you need to do with your money in order to succeed and move towards financial freedom.
Your focus could shift to spending more time with loved ones, pursuing your passions and figuring out how to live your best life.
If you're ready to take control of your financial future and eliminate money worries once and for all, have a look at the coaching packages below.
It's time for you to start down a new, more prosperous life path.
I'm looking forward to working with you.
Who am i?
I'm Zain, a qualified ACA accountant in the UK with a deep passion for helping others achieve financial peace.
That's not to say i've always been perfect with money. In my 20s, despite earning well in a good career, I found myself in £40,000 of debt
This was partly from having to help support family financially, but the bigger reason was my own complacency and not understanding how to use my money wisely to work for me and build wealth sustainably.
To get myself out of this situation, i immersed myself in all things personal finance to try and better my situation.
It took just over 2 years, but i managed to get out of debt and start firmly down the path of building wealth.
Now, I’m committed to sharing what I’ve learned to help you take control of your finances to build a better future for you and your family.
Testimonials
Madhumita Satish, 27
Zain's coaching sessions were a huge help to me as a former money noob. I gained a whole new perspective on how i should view my finances and how to build wealth. By our final session i felt like i finally got my life on track.

I'd recommend this for anyone who has no idea how to save money or have no idea what to do with it once you save it.
Heraa Islam, 27
I've never really considered myself "good" with money. Zain is great at breaking down confusing financial topics in a that's easy to understand and apply to my own life.
I've even started investing every month which is something i never knew how to do or felt comfortable doing before!
If you're feeling lost and overwhelmed when it comes to your finances, I can't recommend Zain's coaching services enough. He's helped me transform my entire mindset and relationship with money.
Coaching Packages
One-Off Session
Perfect if you're looking for quick, actionable advice on a specific financial issue or a fresh perspective on your current situation.
Zen Money Financial Foundations
Financial Foundations provides the essential knowledge and tools to build a secure financial future.
If you're just starting out or getting back on track, you'll establish a strong financial base to support your goals.
Zen Money Financial Accountability
Dedicated accountability support for Zen Money Financial Foundations alumni to keep you on track!
One Off Session
Ideal if you're seeking quick, actionable advice on a specific financial issue / topic or just looking for a fresh perspective on your current situation.
Session includes;

1

One-on-One Zoom Coaching Session

2

Immediate action plan & suggested next steps tailored to you

3

Budgeting tips and debt management advice.

4

E-mail Support for 1 month post the session for any follow up queries

5

Google SHEETS Budgeting Template
Zen Money Financial Foundations
Financial Foundations is designed to teach you the essential building blocks, knowledge and tools you need to build a secure financial future. This is then coupled with detailed analysis of your own situation and creating an actionable plan to follow.
No matter if you're a financial novice, or have made mistakes and now don't know what to do, by the end of Financial Foundations you'll have established a strong financial base that supports your goals and dreams.
Includes 4x One-on-One Zoom coaching sessions

1

Money mindset and the basics
Understanding your relationship with money, current situation, financial goals and definition of financial freedom.
We'll also cover the basics of personal finance

2

How to spend your next pound
The Optimal Order of using your money no matter where you are in your financial journey

3

Investing and Wealth Creation
Demystifying and breaking down investing so that you can build wealth effectively

4

Financial Plan Creation
Detailed analysis of your specific finances and future plan to achieve your goals
As part of Financial Foundations you'll also receive;
  • Google Sheets Budgeting Template
  • My Financial Milestone Cheat sheet by age to help guide you through your financial journey
  • E-mail support during and after completion of all sessions.
  • 20% Discount Code for any future Hourly Sessions upon completion of Zen Money Financial Foundations (i.e. £80/hour)
Zen Money Financial Accountability
Available only to those who have completed Zen Money Financial Foundations.
This exclusive accountability package is designed to keep you on track and accelerate your financial success. Over the course of a year, we’ll work closely together to achieve your financial goals, ensuring that by the end, you’ll have the confidence and skills to take full control of your financial future.
If you feel ready to move forward independently after just 4 months, amazing! Just let me know and i'll watch you ride off into a brighter future with a proud tear running down my face
Here’s how ongoing financial accountability will help you:

1

Sticking to Your Goals
If new year's resolutions have taught us anything, it's that setting goals is the easy part—building and maintaining the habits needed to achieve those goals is the hard part. Having someone walk alongside you makes everything easier.

2

Build Lasting Financial Habits
Good financial habits are the cornerstone of long-term success. Together, with regular check ins and ongoing support we’ll develop and reinforce positive practices while addressing any decisions that may be hindering your progress.

3

Achieve Your Goals Faster
Accountability is a powerful accelerator. By tracking your progress regularly and making real-time adjustments, you’ll reach your financial goals more quickly and efficiently than you would on your own.

4

Reduce Financial Stress and Gain Peace of Mind
No more second-guessing whether you’re on the right track. With continuous support and goal adjustments, you’ll have the peace of mind that comes from knowing you’re making the best decisions for your financial future.
What’s Included in Zen Money Financial Accountability

1

2

3

4

5

1

Monthly One-on-One Check-In Session
  • Hourly session each month to review your progress, adjust goals, and stay focused.

2

Money Mindset and Behavior Coaching
Focus on the psychological side of finance by transforming how you think and feel about money. We'll work together to replace counterproductive habits with positive behaviors that support your financial well-being.

3

Continuous Financial Goal Tracking and Adjusting
We’ll keep a close eye on your goals and make necessary tweaks to ensure success.

4

Quarterly Financial Review
Stay accountable with a detailed review of your actual spending compared to your budget

5

Unlimited E-mail & Text Support
Reach out anytime with questions or concerns, and I’ll get back to you within 24 hours.
FAQ
  • What's the Refund Policy?
I offer guaranteed refunds to anyone who is not satisfied with the coaching they've received, so long as you have not had more than 2 sessions with me. Once you've had more than 2 sessions, i don't offer any more refunds on my services
For example if you've paid for Zen Money Financial Foundations and after the first 2 sessions you decide you want a refund, then just let me know and we can do that no problem.
  • How do i book a session?
Please go to the coaching package you're interested in and click on the button present. This will then take you to a payment link. Once payment is made, you will be taken to a calendar link which will let you book in calendar slot for our session based on my availability.
Note i am based in the UK (BST) and will generally be available after usual working hours during the week and on weekends.
  • I've paid for a session but i can't attend any of the available calendar times?
If you can't attend any of the available calendar times after making payment, please send an e-mail to info@zenmoneymindset.com stating your name, which coaching package you've paid for and your available times and we'll find some time.
If for whatever reason (i.e. due to time zone differences) we can never find a suitable time to connect, your money will be refunded in full.
  • Are you a Financial Advisor?
Whilst i am a qualified ACA (Associate Chartered Accountant), i am not a CFA (Chartered Financial Analyst) or CFP (Certified Financial Planner).
As such, i will never give specific advice on investments, pensions or any other regulated products like annuities, insurance or any other Regulated Financial Products.
My coaching services are designed to give you the tools and knowledge to be able to make your own decisions.
  • Do I need to provide any information prior to our session?
Once booked, you will receive an e-mail with a questionnaire to fill out about your current finances. To make the most of our sessions, this should be completed ahead of time so i have an informed view of your financial situation.
  • Do you offer customized coaching plans?
The most detailed and customized coaching plans i offer are as part of the Zen Money Financial Accountability coaching package, but all coaching packages are tailored to your unique situation and will have actionable steps for you to take
  • How is the coaching conducted?
All coaching sessions will be conducted via online Zoom link.
  • How can we contact your for any questions?
You can either e-mail me at info@zenmoneymindset.com or you can DM me on Instagram and i'll do my best to get back to you